Terms and conditions, fees and charges apply and are available upon request.
Final approval of your MasterCard application will be subject to satisfying Card Services Credit Criteria.
* The promotional annual percentage rate of 2.9% p.a. for 6 months applies from the date of card approval and only to the balance transferred with this offer. Balance Transfers are repaid before purchases and cash advances. At the end of the six months introductory period the interest rate will revert to the standard Low Rate MasterCard interest rate, currently 11.85% p.a. on purchases and 11.85% p.a. on cash advances. Interest rates are current as of 20/04/09, variable, subject to change and Card Services Credit Criteria. Offer of 2.9% p.a. for 6 months is not available to existing MasterCard cardholders of this Building Society or holders of Credit Cards issued by Citigroup. Balance transfers cannot be used to pay off any other product with this Building Society.
^ Actual credit limit will be assigned based on Card Services Credit Criteria subject to confirmation that you earn a minimum of $20,000 p.a. for a Silver card or $35,000 p.a. for a Gold card.
# International Travel Insurance, Purchase Cover and Interstate Flight Inconvenience Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.