Credit Card Selector Tool

Top Recommendation

Earn reward points that never expire with our Platinum Rewards Credit Card.

Top Recommendation

not eligible for reward card

1/3
How do you expect to pay each month?
Minimum repayments only

Minimum
repayments only

Depends on the month

Depends on
the month

Full balance each month

Full balance
each month

What is your annual income?

Income per year

$35K

$25K $150K+
Please note that a minimum income of $25,000 is required to be eligible for one of our credit cards.
What feature best suits your needs?
Low rates & fees

Low rates & fees

Rewards

Rewards

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ANNUAL FEE $129

IMB Bank Platinum Rewards
Mastercard

What you get:

  • Earn 1 Reward point for every dollar spent on Eligible Transactions1
  • 20.24% p.a. Standard Retail Rate
  • Complimentary travel insurance2
  • Complimentary purchase cover insurance2
  • 24/7 Fraudshield Security

If you are an existing customer you can contact us on 1300 135 538

Also Consider:

Enjoy our simple, handy Low Rate Credit Card

LOW ANNUAL FEE $75

IMB Bank Low Rate Mastercard

What you get:

  • 12.99% p.a. Standard Retail Rate
  • Complimentary purchase cover insurance2
  • 24/7 Fraudshield security

If you are an existing customer you can contact us on 1300 135 538

Important Information

  • 1The reward point earn rate is 1 reward point for every $1 spent on Eligible Transactions. An Eligible Transaction is defined in the Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions and means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. For full rewards terms and conditions please refer to the Terms and Conditions of the Card Services Rewards Program. Reward points never expire while the card remains open and in good standing.
  • 2Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Citigroup Pty Limited ABN 88 004 325 080 AFSL and Australian credit licence 238098 (Citi) which allows eligible Citi account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Description of Insurance Cover Terms and Conditions which may be amended from time to time are available at https://www.cardservicesdirect.com.au/cardservices/useful_forms.htm. Citi does not guarantee this insurance.

Important note: The product you are applying for is currently issued by Citigroup Pty Ltd (ABN 88 044 325 080, AFSL and Australian credit licence 238098) (Citigroup). Citigroup has reached an agreement with National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian credit licence 230686) (NAB) for the sale of Citigroup's Australian consumer business to NAB. Subject to regulatory approval and if your application is approved, the product you are applying for will be issued by NAB from the date of completion of the transaction, which is expected to be 1 June 2022. The features and benefits of the product you have applied for will not change as an immediate result of the acquisition by NAB.