CARD SERVICES ONLINE

  • Platinum Rewards MasterCard

    Platinum Rewards MasterCard Platinum Rewards MasterCard

    0% p.a. on balance transfers for 14 months1(reverts to cash advance rate)

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    • Earn 1 reward point3 for every $1 spent on your card.
    • Bonus offer: Earn 20,000 reward points3 when you spend $3,000 in the first 3 months (offer ends 31 January 2017).
    • Complimentary International Travel Insurance, Interstate Flight
      Inconvenience Insurance, Purchase Cover Insurance and
      Guaranteed Pricing Scheme5.
    • Platinum Concierge Service - 24 hours a day, 7 days a week.
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  • Low Rate MasterCard

    Low Rate MasterCard Low Rate MasterCard

    0% p.a. on balance transfers for 9 months5(reverts to cash advance rate)

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    Apply now
    • Discounted annual fee for life2- only $49.
    • Purchase Cover Insurance and Guaranteed Pricing Scheme4.
    • Up to 55 days interest free6.
    • Fraudshield® -24/7 fraud monitoring.
    Apply now
    Apply now

Disclaimer:

Fees and charges apply. Terms and conditions apply and are available upon request. Final approval of your MasterCard will be subject to satisfying Card Services' credit criteria.

  1. The 0% p.a. interest rate applies for the first 14 months on balances transferred with this offer at point of application from the date your account is processed. Any outstanding transferred balance at the end of the promotional period will revert to the Annual Percentage Rate for cash advances, currently 21.74% p.a. Your total balance transfers may not exceed 80% of your credit limit. Interest rates are variable and subject to change. The interest rates are current as at
    1 December 2015. This offer ends 31 January 2017.
  2. For the Low Rate MasterCard, you will be charged a discounted Annual Primary Cardholder Fee of $49 for the life of the account. Annual fee offer ends
    31 January 2017. Current Cardholders are not eligible to apply for this offer.
  3. On 1 May 2016, the reward point earn rate will become 1 reward point for every $1 spent (capped at 100,000 points). Prior to 1 May 2016 the reward point earn rate will be 1.25 reward points for every $1 spent. All rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on cash advances, special promotions or balance transfers. Reward points never expire while the account remains open and in good standing.
  4. For any claims lodged on or after 1st May 2016, Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited
    (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at https://www.cardservicesdirect.com.au/cardservices/useful_forms.htm
    For any claims lodged prior to 1st May 2016, Complimentary Insurance is provided automatically to cardholders under a master agreement between
    Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms, Conditions and exclusions, some limits and excess may apply. The Terms and Conditions are available at https://www.cardservicesdirect.com.au/cardservices/useful_forms.htm
  5. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 9 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Card Annual Percentage Rate for cash advances, currently 21.74% p.a. Interest rates are variable and subject to change. The interest rates are current as at
    1 December 2015. This offer ends 31 January 2017.
  6. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098 which provides and administers credit.